What is the likelihood of dying too soon, living too long or depleting assets due to a critical illness?

Sixty-two percent of all deaths in the U.S. are due to a critical illness, according to the Stroke Statistics published in 2004 by the American Heart Association.

According to recent studies, 82 out of every 100 people live to the age of 65. Of those 82, we can expect that:

• 10 have annual incomes over $35,000
• 27 have annual incomes between $15,000 - $35,000
• 45 have annual incomes under $15,000

National Vital Statistics Report, Volume 51, No. 3, United States Life Tables, 2000; Administration of Aging, A Profile of Older Americans, 2002

So, to answer the question: Yes. It is very likely you or someone you know will suffer a similar fate… unless planning is executed.

The purpose of A Plan for Life is to help people plan for their future financial security. To do this they will need to commit a part of what they earn for their future financial security. Planning will help ease the financial worry of dying too soon (losing your future earnings) or living too long (outliving your financial resources).

How does one plan? Start by setting goals.

Step 1: Set Financial Goals.

Step 2: Develop a Plan.

Step 3: Take Action.

Step 4: Review and Update Plan Regularly.

By following these steps you will achieve financial security.

Unfortunately, many people wait too long and ultimately do nothing. That’s why procrastination is the leading cause of financial failure and ultimately an unprotected death.

Life insurance is the only way to protect you and your family from becoming one of the forty-five that suffers from limited income attributed to critical illness. Protect your family and plan for life.